What is the minimum car insurance I'm allowed to carry in my state?

A: Insurance coverage is typically measure by three numbers. The first is the maximum you will be able to recover for a single bodily injury in a single accident. The second is the total recovery you can get for all injuries in a single accident. The third is the maximum recovery you can get for all property damage caused by the accident. District of Columbia: $25,000/$40,000/$10,000 North Carolina: $30,000/$60,000/$25,000 South Carolina: $15,000/$30,000/$10,000 Virginia: $25,000/$50,000/$20,000 West Virginia: $20,000/$40,000/$10,000 These statutory minimums protect you from other driver’s negligence. It is always a good idea to carry more coverage than the minimum in case you are injured in a crash that is someone else’s fault.

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