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<a href="http://www.nsnn.com/frequently.htm">Special needs law </a>refers to the idea that if an injured client is receiving government assistance or benefits, then you may mess up their ability to collect social security income and <a href="http://www.medicare.gov">Medicare</a>, among other benefits, if you simply give them the money at the end of an injury case.

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A Personal Injury Lawyer Handling Big Cases Needs To Know About Special Needs Trusts

Special needs law refers to the idea that if an injured client is receiving government assistance or benefits, then you may mess up their ability to collect social security income and Medicare, among other benefits, if you simply give them the money at the end of an injury case. So it is extremely important for a personal injury lawyer to know the right questions to ask of the client before concluding a case involving significant dollars. For example, you need to know whether the client in an accident case is on SSI or SSDI. You also need to know whether the client is on Medicaid or Medicare to cover their medical bills. Typically, a catastrophically injured client, like someone who has permanent brain injury, is going to be receiving government assistance for their permanent injury. Some of these government programs will stop paying the client, if the client receives money beyond $2,000.00. If the personal injury lawyer just closes the file normally by giving the money to the client without inquiry into these special needs and government benefits issues, they would be doing the client a big disservice.

What has to happen is for the injury attorney or another lawyer who is familiar with special needs and government assistance to figure out what the effect will be if the client were to receive the settlement proceeds or money from a verdict. I have a relationship with a group of lawyers which specializes in this inquiry. They have recently helped me by being in touch with a client's case worker, as the client is going to receive a $500,000.00 injury settlement. This benefits attorney will then create a plan for the family so that the client can still receive all government benefits to which they are entitled while having the settlement proceeds to use for their health, welfare and benefit. There are a few different ways this can be achieved. One of them is a supplemental needs trust. Other methods include immediately investing the money into a house or vehicle which are typically exempt from being held against the client when looking at needs based government assistance.

In any event, the key is for the personal injury lawyer to be experienced enough and competent enough to recognize when the special needs and government benefits questions need to be asked of the client. It takes a bit of time to develop this information and devise a plan of action for the injured client. However, to fail to do so is a potential problem for the hurt client. Familiarity with special needs law is one example of what separates law firms like my own, which routinely deals with significant personal injury cases, from those who may not handle such high stakes injury litigation on a regular basis.

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Shapiro, Cooper Lewis & Appleton, P.C.
1294 Diamond Springs Road
Virginia Beach, VA 23455

Toll Free: (800) 752.0042
Phone: (757) 460-7776
Fax: (757) 460.3428

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