The driver of an SUV and three passengers suffered injuries that required hospital treatment in a head-on collision on Highway 278 in Barnwell County, South Carolina (SC). The crash occurred near the town of Kline shortly before 8 pm on March 17, 2016.
According to highway patrol investigators, a pickup truck driver caused the wreck by crossing the center line of the highway in a no passing zone. The at-fault driver died in the collision. News reports do not include details on the kinds or severity of the injuries suffered by the people in the SUV, but head-on crashes often leave victims with head trauma and broken bones. The survivors' physical recoveries may be long and expensive.
A question sure to arise involves whether the individuals injured in the wreck will be able to file claims against the insurance policy of the at-fault driver since he lost his life. The answer is "yes," but receiving settlements on those claims is not guaranteed. Insurance coverage will remain in effect until all claims are adjudicated. The insurer may, however, decline payments.
Key to receiving the compensation they require to pay medical bills, make up for lost wages, and replace money spent on other crash-related costs will be gathering and presenting evidence that the pickup truck driver acted negligently or recklessly. They will also need to fully document all the expenses they incurred in the days, weeks and months following the crash. And when they do all that, the insurance company may still challenge each report and receipt.
An experienced Carolina personal injury lawyer will be able to help the victims of the head-on collision prepare and pursue insurance claims. They should not have to go through that difficult process without quality advice and assistance.