When you have been injured in a crash due to the negligence or recklessness of another party, North Carolina law allows you to pursue damages for the losses your injuries cause you. These damages can include medical expenses, loss of income, pain and suffering, and more. Many accident victims wonder if they should retain an attorney in these situations. Hiring an Outer Banks car accident lawyer is an important decision that should be made based on several factors. While not every car accident requires legal representation, there are specific situations where hiring an attorney is highly advisable.

Serious Injuries

If you or anyone involved in the accident sustained serious injuries, it’s crucial to consult with a car accident attorney. Serious injuries often result in substantial medical bills, ongoing treatment, rehabilitation, and potential long-term disability. An attorney can help you navigate the complex process of obtaining compensation to cover your medical expenses, lost wages, and pain and suffering.

Fatalities

In cases where the accident resulted in a fatality, the surviving family members may need to pursue a wrongful death claim. This type of legal action can help the family recover damages for funeral expenses, loss of financial support, and emotional distress. An attorney with experience in wrongful death cases can guide you through this challenging process.

Disputed Liability

If there is a dispute regarding who is at fault for the accident, hiring an attorney is advisable. Insurance companies may try to shift blame or downplay their policyholder’s responsibility. An attorney can investigate the accident, gather evidence, and work with experts to establish liability and protect your rights.

Insurance Company Tactics

Insurance companies are known for employing various tactics to minimize payouts, including offering low settlements or delaying claims processing. If you feel that the insurance company is not offering a fair settlement or acting in bad faith, an attorney can negotiate on your behalf and, if necessary, take legal action against the insurer.

Complex Legal Issues

Certain car accidents involve complex legal issues, such as multiple parties, commercial vehicles, government entities, or defective vehicle components. These cases often require a deep understanding of the law and experience in handling intricate matters. An attorney with expertise in such cases can provide valuable assistance.

Uninsured or Underinsured Drivers

If the at-fault driver is uninsured or underinsured, it can complicate the process of recovering compensation. An attorney can help you explore options such as uninsured/underinsured motorist coverage, which may be available through your own insurance policy.

Long-Term or Permanent Disability

Accidents that result in long-term or permanent disability can have significant financial and emotional implications. An attorney can help you assess the full extent of your damages, including future medical expenses, lost earning capacity, and non-economic losses like pain and suffering.

Statute of Limitations

Each state has a statute of limitations, which is a time limit for filing a personal injury claim. If you delay too long, you may lose your right to seek compensation. An attorney can ensure that your claim is filed within the applicable deadline.

Complex Documentation and Negotiation

Car accident claims often require extensive documentation, including medical records, police reports, witness statements, and expert opinions. Negotiating with insurance companies can be challenging, especially if you are recovering from injuries. An attorney can manage the paperwork, negotiations, and legal processes on your behalf, allowing you to focus on your recovery.

Peace of Mind

Hiring a car accident attorney provides peace of mind during a stressful and uncertain time. Knowing that you have a skilled advocate working to protect your interests and maximize your compensation can relieve much of the burden associated with a car accident.

If you have been in a car accident, contact Shapiro, Washburn & Sharp today to schedule a free consultation with one of our OBX car accident attorneys. We will evaluate your case and let you know what type of legal options you may have. Our personal injury firm has successfully represented many injured victims in getting them the compensation they were entitled to for their injuries, proven by the more than $100 million in settlements and verdicts we have obtained for our clients.

 

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