A female motorcycle rider lost her life after getting cut off by and colliding with a pickup truck on Rock Quarry Road in Raleigh, North Carolina (NC). The fatal accident occurred on February 4, 2015, when, according to the News & Observer newspaper, the truck's driver turned left in front of the motorcycle.
In addition to causing a death, police have charged the at-fault driver with operating a motor vehicle without a license and "unsafe movement." The last term represents a catch-all category of moving violations that includes failing to use a turn signal, not yielding right of way, making unsafe lane changes and many driver errors that create risks for people on motorcycles. News reports do not specify exactly what the pickup driver did wrong before turning into the path of woman who died.
Criminal matters may matter less to the family of the deceased woman, however. Because the man behind the wheel of the pickup does not hold a driver's license, he likely also lacks insurance. Victims of accidents caused by uninsured motorists often face unjust difficulties securing compensation simply because few individuals have the financial resources to reimburse crash-related medical expenses and losses. In cases of wrongful death such as this one in Raleigh, funeral costs and noneconomic impacts like loss of companionship and support may need to be borne completely by the motorcycle rider's family.
An uninsured/underinsured clause in the deceased woman's own insurance policy may provide some financial cushion, but pursuing those kinds of claims can take large investments of time and effort. Should filing what are called UM/UIM claims become necessary after the shock and sadness of the unexpected death of their loved one subsides, family members could benefit from consulting with an experienced wrongful death and motorcycle accident attorney who will protect their rights and interests.