Two children went to the hospital on the afternoon of February 29, 2016, after being hit by a car while using a crosswalk in Norfolk, Virginia (VA). The pedestrian accident occurred at the intersection of Chesapeake Boulevard and Dudley Avenue.
Police charged the driver with failing to yield right of way while making a left-hand turn. He was also cited for driving with a suspended license and not having auto insurance. That last offense could prove especially concerning for the parents of the injured children. While news reports describe the injuries to the 7 year old and 9 year old as "non-life-threatening," both kids required emergency medical treatment.
Paying the hospital bills, replacing wages lost while staying home as the children recover and dealing with the other inevitable expenses inflicted by a car crash are always difficult. Most wreck victims can try to recover those expenditures and losses by filing claims against the at-fault driver's insurance. That is not an option if the at-fault driver has no insurance for this Norfolk pedestrian accident.
The parents may find some financial relief by invoking the uninsured motorist (UM) coverage provisions of their own policies and by suing the negligent driver directly. UM claims are challenged in much the same way as third-party claims. Individual lawsuits can prove meaningless if the defendant should have no resources to pay a judgment. So neither option is guaranteed to result in compensation, but assistance from an experience and dedicated personal injury lawyer can improve the chances for success.