The railroad sent me a pamphlet saying it would fairly compensate me for my work injury. They say that if I hire my own lawyer it will cost a fortune and take all of the money. Is the railroad telling me the whole story?

Of course not.  First of all a lawyer must present a written agreement in order to become your attorney and it sets forth the legal fee, which is typically a percentage of the recovery-so the worker is not paying out of  pocket unless there is a recovery.  What the railroads never tell you, is they are having their lawyers figure out ways to defeat your claim while you deal with the claim agent, and vital evidence that you own lawyer would acquire is not being acquired on your behalf.  But, if you have permanent injuries not hiring a lawyer is even worse.  The railroad claims agent will never get reports from your doctors about the permanent injuries you have suffered in order to decide to pay you MORE for permanent consequences of your injury.  The claim agent will totally ignore the future consequences.  And, the claim agent will never tell you whether the railroad is aware that it violated a safety regulation or was negligent, which is a condition that you must prove in order to recover under the governing FELA law.  You should seek a free confidential consultation from an experienced railroad attorney at our firm if you have any concerns after reading this.
Richard N. Shapiro
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Personal Injury & Wrongful Death Lawyer Serving Va Beach, Norfolk, Chesapeake & all of Virginia