In North Carolina, an underinsured motorist (UIM) claim arises when you’re involved in a motor vehicle collision caused by a driver who does not have enough insurance to cover your damages. While the at-fault driver’s liability coverage may be insufficient to fully compensate you for your injuries, you may be able to recover the difference…
Motor vehicle accidents involving government vehicles can be more complicated than standard car accidents. In Virginia, if you are involved in an accident with a vehicle owned by a city, county, or municipality, specific steps need to be taken to ensure that your legal rights are protected. There are certain legal requirements and procedures that…
Being involved in a car accident is stressful enough, but it can be even more complicated if the at-fault driver doesn’t have insurance. In Virginia, where insurance is mandatory, this scenario may seem unlikely, but it still happens. The state follows a fault-based system, meaning the person responsible for the accident is typically liable for…
Uninsured (UM) and Underinsured motorist (UIM) insurance are types of coverage that protect you if you’re involved in an accident with a driver who either doesn’t have insurance or doesn’t have enough insurance to cover your damages. While it’s required by law in some states (it is required in Virginia), it’s highly recommended in all…
Rear-end crashes are among the most common types of car accidents, often occurring in heavy traffic or at intersections. These accidents typically involve one vehicle colliding with the back of another vehicle, usually because the driver was following too closely or was unable to stop in time. While some rear-end crashes are minor, others can…