North Carolina requires drivers to carry uninsured motorist coverage, This coverage can be invoked when fault for a crash cannot be clearly established.
Filing an uninsured motorist claim does not guarantee you will receive a settlement, however. State law requires proof that a collision actually occurred and that the collision directly inflicted an injury which required medical treatment. Your insurance company may also contest liability by arguing that sufficient evidence exists to show that you were responsible for causing the crash.
Partnering with an experienced North Carolina personal injury lawyer while pursuing an uninsured motorist claim is generally a good idea.