We understand that this can create some awkward and tense situations between loved ones, but if a child is seriously hurt in an accident that was caused by the carelessness of another person, they are normally entitled to pursue compensation through a personal injury claim, as most insurance policies are required to allow such claims-despite the family relationship.
Keep in mind, most insurance policies (car or homeowner policies) protect and provide coverage to a parent or family member for a careless or negligent act, whether they are sued by any third party, or by their own family member.
"What is the legal process for a minor to bring a personal injury claim or lawsuit against a parent or relative?" you might ask. To get the answer to this question, and additional information about the injury claim process involving hurt children and teens, download our free consumer report: