If you’ve been injured in a serious motorcycle accident and want to file a claim, you may have questions about how the injury claim process works. While every case is unique and the process can vary depending on different factors, this is generally how the claim process works. The information below is based upon on our team of Virginia Beach motorcycle accident lawyers handling hundreds of personal injury claims.
Step 1: Confidential Consultation
First, we will meet with you for a confidential consultation. This is a no-cost meeting that helps us determine the strength of your claim and helps you decide if you want to hire us to represent you. If you decide to retain our Virginia Beach motorcycle accident law firm, we then send out letters of representation to your insurance company and the at-fault driver’s insurance company. This puts the insurance companies on notice that you are represented and ensures they contact us regarding your claim instead of contacting you.
Step 2: Treatment
If you haven’t already sought medical treatment for your injuries, you will do that next. It’s important that you keep copies of any paperwork your doctors, physical therapists, or other treatment providers give you. You should also keep any paperwork you receive from your employer relating to time missed from work, and any paperwork related to damages to your motorcycle, if there were any.
Step 3: Requesting Medical Records
Once your treatment is complete, we will collect whatever paperwork you have and request medical records from your treatment providers. The information we collect about your medical treatment, lost wages, and other damages form the basis for the claim. We send this information and documentation to the at-fault driver’s insurance company.
Step 4: Negotiation
The insurance company will review the documentation and start the negotiating process by making a settlement offer. Our firm will counter that offer if necessary, and the insurance company will make a new offer. We will always discuss an offer with you before accepting it. This process continues back and forth until such time as the insurance company makes an offer that is acceptable to you. At that time we will proceed to settlement. If they do not make an acceptable offer, we will go forward with filing suit and preparing to advocate for you at trial. Remember: you have the final say about what is an acceptable offer.