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Will My Insurance Go Up If I File a UM/UIM Claim?

You’re sitting in your damaged car after an accident at an intersection. You’re shaking and trying to process what just happened. In the middle of the chaos, the other driver admits that they don’t have insurance—your mind races to the paperwork you signed when you bought your policy. You remember something about uninsured/underinsured (UM/UIM) coverage….

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