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Will My Insurance Go Up If I File a UM/UIM Claim?

You’re sitting in your damaged car after an accident at an intersection. You’re shaking and trying to process what just happened. In the middle of the chaos, the other driver admits that they don’t have insurance—your mind races to the paperwork you signed when you bought your policy. You remember something about uninsured/underinsured (UM/UIM) coverage….

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Can I Stack My Uninsured Motorist Coverage?

Traffic accidents can be potentially life-altering experiences. A serious crash can lead to long-term injuries, exorbitant medical bills, lost wages, and a car that is completely totaled or, at best, heavily damaged. Although the point of auto insurance is to lessen the economic burden of a vehicle collision, it is not uncommon for the at-fault…

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‘Tis the Season for Drunk Driving Accidents

While many people are busy preparing for guests, planning holiday menus, decorating their homes, and shopping for gifts, law enforcement and emergency responders in Virginia and across the United States are preparing for something far less joyful: a sharp seasonal increase in motor vehicle accidents. The combination of winter weather, increased traffic, early nightfall, holiday…

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