In the majority of motor vehicle accidents, one driver is deemed at fault and is legally liable for any damages that the accident caused, including injuries to victims and property damage. If the at-fault driver is a private citizen, driving their own vehicle, then the victim files their claim against that driver’s insurance company.
Ridesharing Vehicle Accidents
There are other accident scenarios for which determining the party who is responsible for damages may not be so cut and dry. This is particularly true when the driver responsible for the accident is engaged in rideshare activities for companies such as Uber or Lyft. Ridesharing has caught on like wildfire in many states across the country, including North Carolina, and that also means ridesharing more accidents. When a ridesharing driver causes a crash then the party who is liable for any damages is determined by what the driver’s status was at the time of the crash.
According to the rules for both Uber and Lyft, here is how liability is determined:
- If a ridesharing driver is responsible for a motor vehicle accident, has no passengers in the vehicle, and does not have their driver app on and is available, then claims can only be filed against his or her insurance policy.
- If a ridesharing driver is responsible for a motor vehicle accident, had no passengers in the vehicle, but they were logged into the driver app and available, then claims can only be filed against both the ridesharing corporate insurance and the driver’s insurance.
- If a ridesharing driver is responsible for a motor vehicle accident, has passengers in the vehicle at the time of the crash, then the ridesharing corporate insurance is responsible for covering the damages for all claims filed in the accident.
Contact a Carolinas Ridesharing Accident Attorney
If you have been injured in a ridesharing, consider contacting a professional North Carolina accident attorney. As described above, ridesharing accidents can be complex to process, especially if you are dealing with more than one insurance company. Remember, the goal of insurance companies is to make a profit so any funds they have to pay out in damages cuts into their bottom line.
Our personal injury attorneys are available to meet and discuss the details of your case and offer advice on what legal options you may have. Our firm has successfully represented many clients who have been injured and will use all available resources to obtain the very best outcome for your situation.