I was in a wreck but my friend was driving. I don't think I should make a claim against my friend. What is your advice?

A: Many people are often reluctant to make claims against friends or family members' insurance policies in the event of a car wreck. What you should know is that the entire purpose of auto insurance is to cover accidents like the one you've been in. In that regard you should have no qualms about making a claim against the individual to recover from your injuries. In most instances, the injury claim will be settled and your friend will probably not even know a claim has been filed.