I am unable to work while I recover from my injuries. My phone rings nonstop every day with calls from creditors. What can I do? | Shapiro, Washburn & Sharp

Although not all of your creditors will work with you, some of them will. Check with your credit card companies and auto loan company to see if you have a monthly protection plan that will pay your monthly obligation in the event you are injured or become seriously ill. Many consumers choose these options when they sign up and often forget about them. If you don’t have a protection plan in place, make sure to keep in touch with your creditors and see if they are willing to work out some type of arrangement.