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I was involved in an accident and my car was totaled. How do I know if the insurance company is offering me a fair settlement for my damaged vehicle?

Though our North Carolina law firm exclusively handles injury law and not property damage law, this is a very common question.  Usually, the insurance company will offer you the NADA value for your vehicle based on the year, make and mileage at the time of the accident.  Often this amount is less than what you feel you deserve for your property damage, but the NADA value is more often than not the basis for their offer.