No, no, no! You have no obligation to give the adverse insurance company investigator or claims agent a recorded statement. They will use anything that you do say against you to the best of their ability. So the answer is just say, "No, I'm planning to hire attorney John C. and he told me not to give you a statement." Once the insurance company representative gets my letter indicating that you hired me as your accident attorney they can no longer even contact you, let alone to ask for a recorded statement.
If you've already made the mistake of giving the other side a recorded statement, then under Virginia law you have the right to demand to get a transcript of it. However, it is much better to make sure that you have protected your own rights by declining to submit to a recorded statement. It is not required to get them to deal with your property damage, and refusing will not hurt your injury case.
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