Our firm has had clients who were in trucking accidents that resulted in serious injuries. They often ask if they should give a statement to a trucking company representative or insurance company. We typically don’t advise that because the parties aren’t in an equal position early on in the case.
The truck industry is well-seasoned in investigating accidents. They’ll typically have a crash team that will typically come out almost immediately and begin taking pictures, measurements, and downloading event recorders from trucks. It is usually not a good idea to give a statement at that time.
If you or a loved one have been injured in a truck accident, it’s crucial to have a personal injury lawyer experienced in truck accidents advocating for you. At Shapiro, Washburn & Sharp, our car accident law firm has extensive experience handling these complex cases. We are committed to ensuring our clients receive the compensation they deserve. Contact us today at 833-997-1774 for a free consultation to discuss your case and explore your legal options.
Why Should I Not Talk to the Truck Company’s Insurance Company?
When you’re involved in a truck accident, it’s standard procedure for the truck or insurance company to contact you for information and statements regarding the incident. While it may seem harmless to engage in conversation with them, it is generally advisable to avoid speaking directly to the other driver’s insurance company without first speaking to a truck accident attorney. The following are some of the main reasons why.
Protecting Your Own Interests
The insurance company’s primary goal is to minimize its liability and settle the claim for the lowest possible amount. Insurance adjusters are trained to elicit information that may be used to diminish your claim’s value or even deny it entirely. By talking to them directly, you risk inadvertently providing information or statements that could be used against you in the negotiation process.
Lack of Legal Expertise
Insurance companies employ experienced adjusters who are well-versed in handling claims. They may use tactics to manipulate your statements, twist your words, or confuse you during the conversation. Without the guidance of an injury attorney, you may unknowingly compromise your case or accept a settlement offer far below what you deserve.
What Are the Extent of Your Injuries?
Certain injuries can take time to fully manifest after a truck accident. Speaking to the insurance company early on may lead them to downplay the severity of your injuries, making it difficult to obtain fair compensation for medical treatment, ongoing rehabilitation, and potential long-term effects. Before engaging in any discussions with insurance representatives, consulting with medical professionals and understanding the extent of your injuries is essential.
What About the Preservation of Evidence?
In some cases, insurance companies may attempt to obtain a recorded statement from you immediately after the accident. However, this early stage may not allow for a complete understanding of the accident or the full extent of the damages. By avoiding immediate contact with the insurance company, you can ensure sufficient time to gather all necessary evidence, including medical records, accident reports, and witness statements, to support your claim effectively.
What Are the Legal Complexities of Your Case?
Personal injury laws can be complex, and insurance companies are experienced in navigating these complexities to their advantage. By consulting with a truck accident lawyer before speaking to the insurance company, you can better understand your legal rights, the potential value of your claim, and the appropriate negotiation strategies. An attorney can help protect your interests and provide guidance throughout the claims process.
What Is the Potential for an Early Settlement Offer?
Insurance companies may offer early settlement amounts that may seem tempting but are often significantly lower than what you may be entitled to. Accepting a premature settlement without proper legal advice can prevent you from seeking further compensation if your injuries worsen or if additional damages come to light later on.
How Can Your Personal Injury Law Firm Help?
If you or a loved one were injured in a truck accident, do not try to deal with the trucking company and its insurance company on your own. Call Shapiro, Washburn & Sharp at 833-997-1774 to schedule a free consultation and find out how we can help get you the compensation you are entitled to. We handle cases on a contingency-fee basis, so you won’t pay any legal fees unless we win your case.