Why shouldn't I just take a quick settlement for whatever the car insurance company for the other driver will pay me? | Shapiro, Washburn & Sharp

The problem with just trying to grab a quick settlement with the bad guy’s insurer is that you may settle the case and find out later that you need a surgery or have a permanent injury from the accident.  Once you sign the release papers for the insurance company, there is no coming back to them or their driver ever again for any money for the harm caused to you by the collision, so we generally recommend that you are sure that you are as good as you’re going to get or fully recovered before reaching a settlement agreement with the insurance company.




If you attempt to do a quick negotiation with the insurance company on your own, they will think that you must not have been very seriously injured.  You may also say a particular dollar figure that ends up being too low in the long run.  If you have already said that you would settle your case for $10,000.00, the insurance company representative is going to think that that’s the most they’re ever going to have to pay you on that case.  They will never pay you what you ask for in any event.  So if you have tried to get a quick settlement directly with the insurance company, and then hire me to handle the case, the insurance company negotiator is going to throw back in our face that you thought it was only a $10,000.00, no-big-deal accident early on.

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