If you attempt to do a quick negotiation with the insurance company on your own, they will think that you must not have been very seriously injured. You may also say a particular dollar figure that ends up being too low in the long run. If you have already said that you would settle your case for $10,000.00, the insurance company representative is going to think that that's the most they're ever going to have to pay you on that case. They will never pay you what you ask for in any event. So if you have tried to get a quick settlement directly with the insurance company, and then hire me to handle the case, the insurance company negotiator is going to throw back in our face that you thought it was only a $10,000.00, no-big-deal accident early on.
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